FlexVault
Open-term credit vault
Open TermCreditWhitelist
Target net APY15%
- Lock-up
- 90 days
- After lock-up
- Redeem on request
- Asset
- Stablecoins · TBC
- Deposits / Max. cap
- Opening soon
Verified by AccountableJoin the waitlist
Not live yet. FlexVault and TermVault are in preparation. All information is indicative, subject to change and is not an offer. Join the waitlist for updates.
Coming soon · Verified by Accountable
Yield you can verify.
Yield you can verify.
Not just trust.
FlexVault and TermVault are two credit vaults powered by the AI Wealth Pilot engine. Assets, liabilities and performance are proven continuously through Accountable, privately and in real time.
Not live yet · subject to change · capital at risk
15%
FlexVault target APY
18%
TermVault target APY
Live.
Proof of Solvency
The vaults
One engine. Two vaults.
Choose how long you commit. Both vaults run on the same AI engine, the same risk rules and the same live verification.
TermVault
Fixed-term credit vault
Fixed TermCreditWhitelist
Target net APY18%
- Lock-up
- 12 months
- At maturity
- Principal and interest repaid
- Asset
- Stablecoins · TBC
- Deposits / Max. cap
- Opening soon
Verified by AccountableJoin the waitlist
Compare
FlexVault or TermVault.
The same engine and the same proof. The difference is how long your capital is committed and the target rate you earn for it.
| FlexVault | TermVault | |
|---|---|---|
| Target net APY | 15% a year | 18% a year |
| Lock-up | 90 days | 12 months |
| Liquidity | Redeem on request after 90 days | Principal and interest repaid at maturity |
| Vault type | Open-term credit | Fixed-term credit |
| Access | Whitelisted, after identity checks | |
| Verification | Live Proof of Solvency through Accountable | |
| Risk rules | Min 50% cash buffer | |
| Minimum and asset | To be confirmed before launch | |
Target rates are set in the vault terms. They are not guaranteed and capital is at risk.
Why verified matters
Proof at the core.
Most yield asks you to trust a dashboard. These vaults are built on Accountable, the new standard for real-time financial verification.
Assets and liabilities
Not a one-off proof of reserves. Proof of Solvency shows what the vault holds and what it owes, side by side.
Real time, not quarterly
Every data source is checked continuously, so you see the vault as it is now, not as it was in last quarter’s report.
Private by design
Balances are proven without exposing API keys, wallet addresses or the trading strategy, using secure enclaves and zero-knowledge proofs.
Pre-audited contracts
The vaults run on Accountable smart contracts reviewed in independent audits.
Every source shown
Each figure shows where it came from, how it was verified and when it was last updated.
Check before you deposit
See solvency, history and live performance before a single dollar moves. No delayed reports, no screenshots.
Verified by Accountable means the data has been processed through Accountable’s Data Verification Network.
Built on Accountable
Prove financial health. Privately.
Accountable’s Data Verification Network connects to wallets, exchanges and custodians and proves what is there, without revealing keys, addresses or strategy. It is the same infrastructure behind YieldApp.
$327MTotal value locked on YieldApp
23Active verified vaults
6Independent smart-contract audits
Figures shown by Accountable on YieldApp and in its Vault-as-a-Service documentation, October 2026. Accountable figures, not AI Wealth Pilot results.
How it works
Four steps. Every one verified.
01
Connect your wallet
Connect your wallet and choose FlexVault or TermVault.
02
Deposit
Deposit stablecoins into the vault you choose, on pre-audited Accountable contracts.
03
The engine works
At least half is held as a cash buffer. The rest is traded by the AI engine under fixed risk rules, verified by Accountable.
04
Redeem at the end
At the end of the lock-up or term, redeem your capital and returns under the vault terms.
Important information
FlexVault and TermVault are not live and are not open for deposits. This page describes products in preparation. Every detail, including target rates, lock-up periods, exchanges, eligibility and timing, is indicative and may change or be withdrawn before launch.
Nothing on this website is an offer, a solicitation or a recommendation to deposit, lend, invest or buy any product, and nothing here is financial, legal or tax advice. Any future participation will be governed only by the final vault terms, and will be open only to eligible persons in permitted jurisdictions after identity checks.
Depositing into a credit vault carries risk. Target rates are not guarantees. You could lose some or all of your capital. Past or simulated performance does not indicate future results. “Verified by Accountable” and “Proof of Solvency” mean data has been processed through Accountable’s Data Verification Network; they are not an audit, certification or guarantee of solvency. Accountable provides verification infrastructure only and does not manage or hold vault assets. Accountable figures shown are Accountable’s, not AI Wealth Pilot results. The vaults will not be available to residents of the United States, Singapore, Hong Kong or Canada.
AI Wealth Pilot Vault
Be first in line.
Join the Vault waitlist and we will contact you as the Vault moves toward launch. Joining is free and commits you to nothing.
Not live yet · subject to change · capital at risk